This year's Nobel Peace Prize winner and some high-tech entrepreneurs are competing to provide credit to the world's poor. In November, 2004, [eBay founder Pierre Omidyar,] Sergey Brin and Larry Page, the co-founders of Google, and other leaders of the high-tech community gathered at the San Francisco home of the venture capitalist John Doerr for a weekend session with Muhammad Yunus, who is considered the godfather of microcredit. Yunus...is a highly gifted interlocutor between the extremely poor in the developing world and the West. This December, he will go to Oslo to receive [the Nobel Peace Prize]. During the famine of 1974 in Bangladesh...Yunus, an economics professor at Chittagong University, found the theories he was teaching maddeningly irrelevant; so he went into a neighboring village and began talking to the poor. He lent twenty-seven dollars to a group of forty-two villagers. Before long he became convinced that he had a remedy for their condition: providing very small individual loans to the impoverished to start activities ranging from making bamboo stools to buying a dairy cow. In 1976, after local banks refused his entreaties to make the loans...he founded the Grameen Bank. In early May, representatives from eight microfinance institutions around the world were invited to a three-day event at the Gates Foundation's headquarters, in Seattle. At one point, the group met with Melinda and Bill Gates, and with Warren Buffett, too.