Life insurance actuaries are reporting that many more people are dying " still " than in the years before the pandemic. Among working people 35 to 44 years old, a stunning 34% more died than expected in the last quarter of 2022, with above-average rates in other working-age groups, too. "COVID-19 claims do not fully explain the increase," a Society of Actuaries report says. There was an extreme and sudden increase in worker mortality in the fall of 2021 even as the nation saw a precipitous drop in COVID-19 deaths. In the third quarter of 2021, deaths among workers ages 35-44 reached a pandemic peak of 101% above ... the three-year pre-COVID baseline. In two other prime working-age groups, mortality was 79% above expected. In the year ending April 30, 2023 ... at least 104,000 more Americans died than expected. In the U.K., 52,427 excess deaths were reported in that period; in Germany, 81,028; France, 17,731; Netherlands, 10,418; and Ireland, 2,640. The actuarial reports can only speculate on the factors causing these deaths, including oft-cited delayed health care, drug overdoses and even weather patterns. But the question remains: What explains this ongoing wave of excess deaths? Life insurance data suggests something happened in the fall of 2021 in workplaces, especially among white-collar workers. These are people whose education, income level and access to health care would predict better outcomes.