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Doctors' Sexual Abuse Ignored, Harvard Study Shows Fluoride Lowers IQ, Homemade Teddy Bears
Revealing News Articles
July 17, 2018

Dear friends,

Doctors' Sexual Abuse Ignored, Harvard Study Confirms Fluoride Lowers IQ.

Explore below key excerpts of revealing news articles on doctors allowed to continue practicing medicine despite sexual abuse of their patients, a Harvard study funded by the National Institutes of Health suggesting fluoride reduces IQ scores, officers with a Florida police department pressured by superiors into pinning crimes on random black people to clear cases, and more.

Read also wonderfully inspiring articles on the hundreds of homemade teddy bears 12-year-old Campbell Remess has sent to comfort kids all over the world, the social entrepreneurship movement leading to a third of new businesses being started for social or environmental reasons, Ireland's withdrawal of financial investments from the fossil fuel industry, and more. You can also skip to this section now.

Each excerpt is taken verbatim from the major media website listed at the link provided. If any link fails, see this page. The most important sentences are highlighted. And don't miss the "What you can do" section below the summaries. By educating ourselves and spreading the word, we can and will build a brighter future.

With best wishes for a transformed world,
Mark Bailey and Fred Burks for PEERS and WantToKnow.info

Special note (sources may be less reliable): To understand the hidden world of pedophiles online, read this disturbing article by a woman who successfully infiltrated several online sites. Released disciplinary documents of the NY Police Department reveal that almost all officers who committed crimes or misconduct received little more than a slap on the wrist. Watch a video based on studies showing that legalization of marijuana is leading to lower use rates of opioids. Read an excellent article on the serious dangers of 5G wireless technology which is being rolled out.

Quote of the week: "Peace, love, and happiness can create social disharmony when worn like masks which hide unresolved anger, fear, and depression.”  ~~  Linda Kohanov in her deeply inspiring book Riding Between the Worlds

Video of the week: Don't miss this amazing one-minute video of a cat's reaction watching a horror movie.


Doctors Keep Licenses Despite Sex Abuse
April 14, 2018, US News and World Report/Associated Press
https://www.usnews.com/news/entertainment/articles/2018-04-14/ap-investigation...

[Robert] Rook was allowed to keep his family practice open, so long as he’s chaperoned, despite facing multiple criminal charges for rape. Prosecutors subsequently downgraded the charges to more than 20 counts of sexual assault in the second- and third-degree, charges for which Rook says he is innocent. An Associated Press investigation finds that even as Hollywood moguls, elite journalists and politicians have been pushed out of their jobs or resigned amid allegations of sexual misconduct, the world of medicine is more forgiving. Even when doctors are disciplined, their punishment often consists of a short suspension paired with therapy that treats sexually abusive behavior as a symptom of an illness or addiction. The investigation finds that decades of complaints that the physician disciplinary system is too lenient have led to little change in the practices of state medical boards. The #MeToo campaign and the push to increase accountability for sexual misconduct in workplaces don't appear to have sparked a movement toward changing how medical boards deal with physicians who act out sexually against patients or staffers.

Note: For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


The #MeToo movement and public outcry over Dr. Larry Nassar’s sex abuse have not reformed the system that disciplines doctors.
April 26, 2018, Atlanta Journal-Constitution
http://doctors.ajc.com/still_forgiven/

A new national investigation by The Atlanta Journal-Constitution has uncovered 450 cases of doctors who were brought before medical regulators or courts for sexual misconduct or sex crimes in 2016 and 2017. In nearly half of those cases, the AJC found, the doctors remain licensed to practice medicine, no matter whether the victims were patients or employees, adults or children. Even some doctors criminally convicted are back in practice, demonstrating that a system that forgives doctors — first exposed by the AJC in 2016 — has not changed. Dr. Richard Martin Roberts is still allowed to see patients in Texas even though a medical board disciplinary panel in November 2017 found he repeatedly conducted unwarranted genital exams on young girls. “Only doctors get to do this,” he told one, a 7-year-old he was supposed to be examining for a learning disability. Doctors benefit from a system where victims are often not believed [and] criminal charges for physician sex abuse are rare. At a time when powerful men in business and politics are losing careers over sexual misconduct, America’s doctors remain a baffling exception, impervious to the power of the #MeToo movement. The AJC’s new investigation found that medical boards still routinely handle serious sexual misconduct as an illness or lapse in training that should be dealt with through therapy, education and watchful eyes in exam rooms. In 31 states, cases can be hidden from the public through private board actions.

Note: For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


White Coat Betrayal: Ending Sexual Assault in Medicine
January 24, 2018, US News and World Report
https://health.usnews.com/health-care/for-better/articles/2018-01-24/white-coat...

As a women's health advocate and practicing OB-GYN for 25 years, I want to point out that some doctors, especially male gynecologists, pediatricians and anesthesiologists and psychiatrists, have raped, fondled and molested patients of all ages. Finally, the conversation is getting started because of Dr. Lawrence G. Nassar. He's the former team doctor for U.S.A. Gymnastics, and he was sentenced to 60 years in prison on child pornography (37,000 images!) charges. I've heard story upon story about sexual misconduct from my patients, including inappropriate touching and sexual misconduct during their gynecologic exams when they were young women. Experiences like these have a long-term negative effect on a woman and the way she takes care of her physical health during her lifetime. Trying to get any hard facts or statistics about doctor sexual misconduct is very difficult. According to the Atlanta-Journal Constitution, "half of the more than 2,400 doctors sanctioned since 1999 for sexual misconduct involving patients still have active medical licenses." A nationwide investigation by the AJC published in July 2016 found widespread sexual abuse by doctors – from OB-GYNs committing rape and anesthesiologists taking advantage of sedated patients to pediatricians molesting children. We cannot tolerate business as usual. I would like to see a law passed where violating a patient would result in revoking his or her medical license, jail time and being forever identified as a sex offender on state registries.

Note: For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


Harvard Study Confirms Fluoride Reduces Children’s IQ
December 6, 2017, Huffington Post
https://www.huffingtonpost.com/dr-mercola/fluoride_b_2479833.html

A recently-published Harvard University meta-analysis funded by the National Institutes of Health (NIH) has concluded that children who live in areas with highly fluoridated water have “significantly lower” IQ scores than those who live in low fluoride areas. The [32-page report] said: "A recent report from the U.S. National Research Council (NRC 2006) concluded that adverse effects of high fluoride concentrations in drinking water may be of concern. Fluoride may cause neurotoxicity in laboratory animals, including effects on learning and memory." Findings from our meta-analyses of 27 studies published over 22 years suggest an inverse association between high fluoride exposure and children’s intelligence. Fluoride may be a developmental neurotoxicant that affects brain development at exposures much below those that can cause toxicity in adults." Despite the evidence against it, fluoride is still added to 70 percent of U.S. public drinking water supplies. What is perhaps most surprising is that the harmful effects of fluoride have been known by conventional medical organizations for over half a century. For example, the Journal of the American Medical Association (JAMA) stated in their Sept. 18, 1943 issue that fluorides are general protoplasmic poisons. And, an editorial published in the Journal of the American Dental Association on Oct. 1, 1944, stated: "Drinking water containing as little as 1.2 ppm fluoride will cause developmental disturbances. The potentialities for harm outweigh those for good."

Note: You can find the original analysis on the Harvard website at this link. Another study with similar results is available here. For more along these lines, see concise summaries of deeply revealing health news articles from reliable major media sources.


The chief wanted perfect stats, so cops were told to pin crimes on black people
July 12, 2018, Miami Herald
https://www.miamiherald.com/news/local/crime/article213647764.html

The indictment was damning enough: A former police chief of Biscayne Park and two officers charged with falsely pinning four burglaries on a teenager. But the accusations revealed in federal court last month left out far uglier details of past policing practices in tranquil Biscayne Park, a [suburb] of Miami. Records obtained by the Miami Herald suggest that during the tenure of former chief Raimundo Atesiano, the command staff pressured some officers into targeting random black people to clear cases. “If they have burglaries that are open cases that are not solved yet, if you see anybody black walking through our streets and they have somewhat of a record, arrest them so we can pin them for all the burglaries,” one cop, Anthony De La Torre, said in an internal probe ordered in 2014. “They were basically doing this to have a 100% clearance rate for the city.” In a report from that probe, four officers — a third of the small force — told an outside investigator they were under marching orders to file the bogus charges to improve the department’s crime stats. Only De La Torre specifically mentioned targeting blacks, but former Biscayne Park village manager Heidi Shafran, who ordered the investigation after receiving a string of letters from disgruntled officers, said the message seemed clear for cops on the street. The federal case doesn’t raise allegations of racial profiling, but records show the false charges were filed against a black Haitian-American teen identified only as T.D. in the indictment.

Note: For more along these lines, see concise summaries of deeply revealing news articles on police corruption and the erosion of civil liberties.


Top Ecuador court upholds $9 billion ruling against Chevron
July 11, 2018, Miami Herald/Associated Press
https://www.miamiherald.com/news/business/article214688105.html

Ecuador's highest court has upheld a $9.5 billion judgment against oil giant Chevron for decades of rainforest damage. Plaintiffs celebrated the constitutional court's decision announced Tuesday night, saying it should pave the way for indigenous tribes to receive compensation for oil spills that contaminated groundwater and soil in their Amazon home. But the ruling is largely symbolic as Chevron no longer operates in the South American country. That means Ecuador's government will have to pursue assets owned by the ... company in foreign courts, where it so far has had little luck. Last week, an appeals court in Argentina rejected an attempt by Ecuador to collect on its award, echoing earlier rulings by courts in Canada, Gibraltar and Brazil. In 2014, a U.S. court of appeals ... also denied Ecuador's request, arguing that the original judgment was obtained through bribery, coercion and fraud. In an added twist, the American lawyer who for years represented Ecuador in the matter was barred Tuesday from practicing law in New York state. The New York state appeals court found Steven Donziger guilty of professional misconduct, saying that in his appeal of the 2014 ruling he did not challenge the judge's findings of bribery, witness tampering, and the ghostwriting of a court opinion.

Note: For more along these lines, see concise summaries of deeply revealing corporate corruption news articles from reliable major media sources.


76 Environmental Rules on the Way Out Under Trump
July 6, 2018, New York Times
https://www.nytimes.com/interactive/2017/10/05/climate/trump-environment-rules...

President Trump has made eliminating federal regulations a priority. His administration ... has often targeted environmental rules it sees as overly burdensome to the fossil fuel industry. To date, the Trump administration has sought to reverse more than 70 environmental rules, according to a New York Times analysis, based on research from Harvard Law School’s Environmental Regulation Rollback Tracker, Columbia Law School’s Climate Tracker and other sources. The Environmental Protection Agency has been involved in more than a third of the policy reversals. Scott Pruitt, the head of the E.P.A. who spearheaded the administration’s agenda of environmental deregulation, resigned after facing a number of ethics scandals. The new acting chief of the agency is a former coal lobbyist. Rules targeted for reversal so far include ... air and water pollution controls and protections for threatened animals and habitats. The Trump administration has, in many instances, pared back these regulations in favor of more expansive energy extraction policies — often as a direct response to petitions from oil, gas and coal companies. All told, the Trump administration’s environmental rollbacks could lead to at least 80,000 extra deaths per decade and cause respiratory problems for more than one million people, according to a recent analysis. That number, however, is likely to be “a major underestimate of the global public health impact,” said Francesca Dominici, a professor ... at the Harvard School of Public Health.

Note: The Department of Agriculture, Department of Health and Human Services and Environmental Protection Agency have all reportedly been "gagged" by the Trump administration. For more along these lines, see concise summaries of deeply revealing news articles on government corruption and climate change.


Trump pardons Oregon ranchers who sparked 2016 militia standoff
July 10, 2018, BBC News
https://www.bbc.com/news/world-us-canada-44775113

President Donald Trump has pardoned two Oregon cattle ranchers whose sentence for arson led armed militiamen to seize control of a wildlife refuge in 2016. Dwight Hammond, 76, and his son Steven Hammond, 49, were convicted in 2012 after a prescribed burn on their land spread to nearby public lands. The pair served time in jail, but a judge later ruled that they must serve their full five-year sentence. The ruling sparked anti-government protests that left one rancher dead. The case had drawn the attention of limited-government proponents, including the family of Nevada rancher Cliven Bundy who was himself facing charges relating to an armed standoff with law enforcement. His son, Ammon Bundy, then began a social media campaign backing the Hammonds, and travelled to Burns, Oregon, to organise protests calling for their release. On 2 January, 2016 [Mr Bundy and his group] took over the Malheur National Wildlife Refuge and widened the range of demands. The standoff ended when police arrested several members and fatally shot the group's spokesman, LaVoy Finicum. The Obama administration insisted the Hammonds receive a mandatory minimum sentence of five years - but Mr Trump has other ideas. Tuesday's announcement marks seven pardons by Mr Trump, as well as two commuted sentences. Last month, Mr Trump granted clemency to 63-year-old Alice Johnson after meeting with celebrity Kim Kardashian, who lobbied the president for her release.

Note: The above article fails to mention that a mistrial was declared in the case against Cliven Bundy after prosecutors were caught withholding massive amounts of evidence undermining federal charges. For more along these lines, see concise summaries of deeply revealing government corruption news articles from reliable major media sources.


No jail for Indiana fertility doctor who lied about using own sperm to inseminate patients
December 14, 2017, Chicago Tribune/Associated Press
http://www.chicagotribune.com/news/nationworld/midwest/ct-fertility-doctor-using...

Former patients of a retired Indianapolis fertility doctor expressed anger that he avoided jail time Thursday for lying about using his own sperm to impregnate as many as dozens of women after telling them the donors were anonymous. Dr. Donald Cline was given a one-year suspended sentence after pleading guilty to two counts of obstruction of justice. No other charges were filed ... because Indiana law doesn't specifically prohibit fertility doctors from using their own sperm. The charges stemmed from two confirmed cases of paternity. Matt White and his mother, Liz White, said Cline deserved far greater punishment. He said DNA tests showed that Cline was his biological father even though Cline told his mother decades ago that he used anonymous sperm donations. "There's dozens of us," said Matt White. Some of the now-adult children of Cline's former patients filed a complaint with the Indiana Attorney General's Office in 2014, after they became suspicious while scouring online records to find biological relatives. Paternity tests performed the Marion County prosecutor's office determined Cline was likely the biological father of at least two of his patients' children. Cline, who retired in 2009, initially denied the allegations when he wrote to investigators, saying the women who filed the complaints were trying to slander him. On Thursday, he acknowledged that he had lied. Matt White said private DNA tests have identified 23 people as Cline's biological children with mothers who were his patients.

Note: See a list of powerful articles revealing egregious and rampant sexual abuse by doctors around the US. For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


Key Articles From Years Past


AMA tackles sex abuse — of doctors, by doctors
June 5, 2017, Atlanta Journal-Constitution
https://www.myajc.com/news/national/ama-tackles-sex-abuse-doctors-doctors...

The American Medical Association will no longer tolerate sexual misconduct by physicians – at least if their victims are other doctors, and if the abuse occurs at an AMA event. But the association is doing nothing to crack down on predators who violate other victims: their patients. Almost a year after The Atlanta Journal-Constitution revealed widespread sexual misconduct in the medical profession, the AMA has scheduled neither formal proposals nor public discussions on doctors who abuse their patients. The organization’s silence forfeits an opportunity to address a problem that has stirred public interest. “They seem more likely to address someone else’s problems than their own,” said Lisa McGiffert, manager of the Safe Patient Project. The newspaper identified more than 2,400 doctors who had been disciplined for sexual violations involving patients; half are still licensed to practice medicine. But the numbers fail to capture the scope of misconduct. Many state medical boards deal with sex cases in private and issue no public findings. Others use vague language or euphemisms to hide the true nature of disciplinary matters. By some estimates, 7 percent of American doctors have engaged in sexual misconduct – meaning that tens of thousands may have engaged in harassment, molestation, even rape. The AMA plays no direct role in licensing or disciplining doctors, a function of state medical authorities. But the association is a powerful voice for the medical profession.

Note: For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


System shields doctors’ abuse nationwide, leaves patients in dark
September 22, 2016, Atlanta Journal-Constitution
http://doctors.ajc.com/sex_abuse_secrecy/

Dr. Mark Knight calls himself an artist, one whose “gifted hands” sculpt bodies to perfection. Sometimes, though, Knight’s hands strayed. So last year regulators placed the plastic surgeon ... on probation for sexual misconduct with patients. He will be subject to restrictions on his practice and close monitoring until 2020. But when patients come to his office ... Knight doesn’t have to tell them about his disciplinary status. And he doesn’t have to explain why an extra person is supposed to always be in the room: to make sure Knight doesn’t violate patients again. Knight’s freedom to see patients without disclosing his tarnished record underscores the opaqueness of the physician discipline system across the United States, a national investigation by The Atlanta Journal-Constitution found. The AJC identified more than 2,400 doctors disciplined for sexual misconduct involving patients since 1999. Half are still licensed. No state routinely requires doctors to tell patients when they have faced disciplinary action. Four states post no disciplinary records online, and at least nine purge case files after as little as five years. Twenty-one states sometimes handle misconduct cases secretly and allow doctors to continue practice with no public hearings or public scrutiny. In 2015, advocates working with the Safe Patient Project petitioned California’s medical board to require ... a doctor on probation [to] give each patient a one-page form that briefly stated his offense. At a hearing in October, board members unanimously rejected the petition.

Note: Note: If you live in the US, see how well your state does in protecting patients from sexual abuse using this chart. For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


Many reasons why you’ll never know if your doctor is a sex abuser
September 22, 2016, Atlanta Journal-Constitution
http://doctors.ajc.com/states_discipline_sex_abuse/

Medical regulators pledge that patient protection is their central mission. As part of that focus, their websites provide information to the public about doctors. But in most states, patients will have a difficult time finding out if their doctors have been disciplined for sexual abuse or other violations. No state provides complete and accurate information on every doctor. Some obstacles to that are intentional. They are the result of state laws that tie regulators’ hands, agreements negotiated with doctors’ attorneys, or concerns about harming a doctor’s practice. Maryland investigated Dr. Joshua R. Mitchell III in 2005 after a complaint that he had sexually violated a patient. The board learned that the Baltimore police sex-crimes unit had investigated a similar complaint from another patient. The medical board wrapped up its 2005 investigation with a private letter advising Mitchell to offer a chaperone during breast and pelvic exams. Then in January 2010, a patient reported Mitchell raped her. The board’s website didn’t provide any information to the public until May 2010. Illinois and Wyoming post only summaries of disciplinary actions, which may not detail violations. Arkansas and both of Oklahoma’s boards require the public to file requests for disciplinary orders, and Oklahoma requires a fee. In contrast: Maine not only posts orders but provides a phone number for patients to find out if non-disciplinary action has been taken against a doctor.

Note: For more along these lines, see concise summaries of deeply revealing news articles on sexual abuse scandals and health.


Inspiring Articles


Twelve-year-old launches teddy bear charity from his bedroom
May 29, 2016, ABC (Australia's public broadcasting system)
http://www.abc.net.au/news/2016-05-30/campbell-project-365-sees-teddy-bears...

Campbell Remess is not like most 12-year-olds. For the last three years, Campbell has spent all of his free time sewing teddy bears for charity. "I do comfort bears, which are for parents if their kids are in hospital having a hard time," he said. "I do overseas bears, like for terrorists attacks. I sent one over to Paris when the people got hurt, and I'm sending some over to Brussels too." This charitable obsession started when Campbell decided he wanted to give Christmas presents to children in hospital. "He asked if we could buy presents for children in hospital and I said 'No way, dude'," Sonya Whittaker, Campbell's mum, said. She told Campbell that with nine children of their own, buying presents for sick kids would just cost too much. "He said 'No worries, I'll make them then'," she said. "He came down with this funky looking teddy bear that he'd made ... it was incredible," Ms Whittaker said. "He's just sewn and sewn since then." Campbell has pushed himself for the past two years to create a teddy bear a day. Ms Whittaker has since set up a Facebook group called Project 365 by Campbell to track her son's progress. One of the group's members, Kat, was recently inspired to help Campbell. "I sent his mum a message one night to ask if he needed fabric," Kat said. "She came back with a definite no, but [said] what he did need was storage space. "I set up a [online fundraiser, and] we reached $1,000 in 36 hours." Kat used the money to buy Campbell a work bench and storage space to hold all the donated fabric he has.

Note: Campbell expanded his caring work to kids who suffer bullying. For more inspiring young heroes, see this CNN article.


A third of start-ups aim for social good
June 14, 2018, Financial Times
https://www.ft.com/content/d8b6d9fa-4eb8-11e8-ac41-759eee1efb74

Across the world, almost half as many people are creating ventures with a primarily social or environmental purpose as those with a solely commercial aim, according to the Global Entrepreneurship Monitor. The movement is driven mainly by younger entrepreneurs and its growth has taken place against a backdrop of corporate scandals in mainstream businesses ... that have brought capitalism’s values into question. “Social entrepreneurship has gone mainstream and global,” argues Peter Drobac, a doctor who created healthcare ventures in Rwanda. Dr Drobac ... was inspired to get into the field 20 years ago when HIV infection was running unchecked. “Younger generations in my experience are much more deeply connected to the world and to societal challenges. They want careers that allow them to create positive change,” he says. Other factors, Dr Drobac adds, include the changing nature of work, “which means that the prospect of spending one’s entire career in the same company is becoming vanishingly small”. At the same time, technology is creating opportunities for disruptive innovation in sectors such as education and healthcare. While research suggests the majority of social entrepreneurs worldwide are young, the movement has been inspired by figures such as Muhammad Yunus. The septuagenarian Bangladeshi founder of Grameen Bank won the Nobel Peace Prize in 2006 for pioneering microcredit — loans for entrepreneurs too poor to get traditional bank loans, many of them women.

Note: Read more about the microcredit movement mentioned in the article above. Explore a treasure trove of concise summaries of incredibly inspiring news articles which will inspire you to make a difference.


Ireland becomes first country in world to pull money from fossil fuels
July 12, 2018, The Independent (One of the UK's leading newspapers)
https://www.independent.co.uk/news/world/europe/ireland-stop-fossil-fuel...

Ireland will become the first country in the world to fully divest from fossil fuels after politicians voted to withdraw all public funds from oil and gas companies. In an effort to meet the country's climate change commitments, as embodied in the Paris agreement, the Fossil Fuel Divestment Bill will probably be brought into force after parliament's summer recess. First introduced by independent MP Thomas Pringle in 2016, the bill has since been backed by all opposition parties. Taking inspiration from universities and cities around the world that have withdrawn financial support from the fossil fuel industry, Mr Pringle began working on the idea after meeting Irish international development charity Trocaire. The passing of the bill will compel the Ireland Strategic Investment Fund to sell off its fossil fuel investments, which stand at more than €300m (£265m) across 150 companies worldwide. Mr Pringle said the withdrawal of this money will not only remove funds from some of the biggest greenhouse gas emitters, it will act as a gesture of Ireland’s commitment to tackling climate change. Eamonn Meehan, executive director of Trocaire, agreed that the bill made a “powerful statement” that would serve to improve the nation’s reputation as a “climate laggard”.

Note: Explore a treasure trove of concise summaries of incredibly inspiring news articles which will inspire you to make a difference.


Inventing New Ways to Solve Old Problems
May 24, 2018, New York Times
https://www.nytimes.com/2018/05/24/business/inventing-new-ways-to-solve-old...

While many people wring their hands over the amount of plastic waste, Miranda Wang aims to reduce the mess. Ms. Wang, 24, is a co-founder and chief executive of BioCellection, a start-up that is tackling hard-to-recycle plastic packaging, focusing initially on plastic-film waste. Using a novel reaction system that employs a liquid chemical catalyst, BioCellection turns unrecyclable, contaminated film waste into chemicals that can be used by consumers and industry. Later this year, BioCellection will start a pilot program in the San Francisco Bay Area to build its first commercial machine, which can process five metric tons of waste a day. Many borrowers with poor credit scores ... can’t qualify for an affordable small loan. Jeff Zhou is offering an answer, in the form of Fig Loans. The lender’s goal is to offer an alternative to pricey payday loans that strapped consumers turn to when they have an unexpected financial emergency and have no other option. “We want to offer socially responsible financial products for people who are under banked,” he said. Customers can apply online for a loan from Fig, which makes lending decisions based on bank statements, taking into account expenses like rent, utilities and spending, Mr. Zhou said. Loans are $300 to $500 and, depending on the state, are repaid in four or six equal monthly installments — unlike payday loans, which typically must be repaid in two weeks.

Note: Read about more inventive solutions to common problems at the link above. Explore a treasure trove of concise summaries of incredibly inspiring news articles which will inspire you to make a difference.


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