It was a chance meeting with a Tibetan refugee that gave Marc Gold the idea that changed his life. Like most Americans he was shocked by the poverty he saw on his first wide-eyed trip to Asia in 1989. He loved India's temples, elephants and spicy food, but what really got his attention was the grinding misery. It left him feeling demoralized and hopeless. Then he met Tsering Gyatso, the wife of a friend he'd made in the Himalayas. Her family was too poor to consult a doctor about the painful, and life-threatening, ear infection that she had endured for months. Gold was able to put that right in an afternoon with antibiotics costing less than the price of a latte back home in California. A further $30 purchased a hearing aid, and she was able to work again. It was a life-changing moment for both of them. I thought, wow, this philanthropy stuff is great!" Marc said, He knew plenty of his friends back home would like to help if they could. And that gave him a simple idea. Ask friends, neighbors and colleagues for money -- then give it away, as wisely as possible. His quest has taken him to slums, war zones and refugee camps. He's helped rescue teenage sex slaves in Cambodia, paid for medical treatment for families in the bombed-out ruins of Kabul, Afghanistan, and rebuilt the homes of Thai friends that washed away in the 2004 tsunami. He always looks for people who have slipped through the cracks, those who have received no help from governments or big aid agencies.

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