DOGE has fixated on slashing essential government programs in the name of fiscal responsibility. Yet, in order for it to truly serve our nation, it is urgent that it address the ossified, structural reality of our present financial system, which has been designed to manufacture deficits to the benefit of private banks. How is money created? Who creates it? Why are we locked into perpetual debt? Government borrowing, spiraling national debt, and the accompanying tax burden on the American people are not the result of overspending on public services. Rather, they stem from the privatization of the money supply, a system enshrined by the Federal Reserve Act of 1913, which handed the power of money creation to private banks, ensuring their profits through the simultaneous creation of the federal income tax. The U.S. Constitution, Article 1, Section 8, Clause 5, granted Congress the power to create money, yet that power was appropriated. With the passage of the Federal Reserve Act, the constitutional power to coin money was appropriated by private banks. The creation of the federal income tax, through the 16th Amendment to the Constitution ... guaranteed the money borrowed from them by the government would be repaid through the imposition of the federal income tax. This reduced to people of the United States to being collateral for the debt which the country owed to the banks. The Federal Reserve expands the money supply by creating more debt. It has created trillions of dollars of money out of thin air, for the benefit of banks. Inflation ensues. Inflation is a hidden tax which erodes consumers purchasing power, causing people to take on more debt.